Front desk of Belmont Central

Student Insurance

Belmont Central

The well-being of our students is always our top priority. In alignment with this commitment, Belmont’s policy states that all full-time, degree-seeking graduate students and accelerated nursing students must have comprehensive health care coverage during their matriculation at Belmont.   

This decision is rooted in our dedication to your health and safety. Adequate health insurance not only safeguards you against unexpected medical costs but also ensures access to essential health care resources when needed, promoting uninterrupted focus on your academic journey and whole person formation.   

For students who do not already have comprehensive health insurance, Belmont has partnered with UnitedHealthcare to offer a student health insurance plan that allows students to easily meet this insurance requirement. This plan allows students access to a national network of health care providers within United’s network, which can be easily used near Belmont's campus or in a student’s hometown.

  • Students who already have insurance do not need to purchase Belmont’s plan but must provide proof of insurance. Insurance coverage should be comprehensive, ACA compliant and include access to health care providers in the Middle Tennessee area. 

The deadline to confirm your enrollment in the plan or to waive the plan with proof of other health insurance coverage will correspond to the semester’s tuition payment deadline. 

Waive Coverage

If you already have insurance, here’s how you can apply for a waiver from the Belmont plan: 

NOTE: If you take no action, you will be enrolled in Belmont’s health insurance through UHC, and the charge will be placed on your student account.  

  1. Click this link to “Waive Coverage” 
  1. Answer a few questions 
  1. Upload the front and back of your insurance card  

If your waiver is approved, the health insurance charge will not be placed on your student account. If the waiver is denied, the charge will be placed on your student account.  

Again, if you already have health insurance coverage, please complete the above steps. 

Belmont's Graduate Student Insurance

Full-time graduate students who opt-in to UnitedHealthcare coverage, or who do not provide their proof of existing insurance, will be automatically enrolled. 

  • Full-time graduate students are those enrolled in six (6) credit hours or more. 

Those enrolled in the Belmont health insurance will see the Fall and Spring amount of $2,677 on their student account each semester enrolled, for a total of $5,354 for annual coverage from August 21, 2024, through August 20, 2025. 

Students must renew coverage annually while enrolled as a full-time student at Belmont. 

*Again, if you already have insurance, you will need to provide proof of coverage to ensure you are not charged for the Belmont plan. 

Opt-In

If you want to opt into Belmont's plan:  

  1. After successfully enrolling at Belmont, visit Belmont's UHCSR website during the opt-in period. We request you complete these steps as soon as possible. 

  2. Click the link to “Opt-In.” 
    • The “Opt-In” link confirms you wish to be enrolled in the Belmont student insurance, and the premium will be placed on your student account.

All information regarding the student insurance plan is available at uhcsr.com/Belmont. Type in Belmont as the school of choice.

Click “explore policy” to view information about benefits and policy.  

  • If you would like to add a dependent to your policy, more information can also be found on this site. 

If you have questions about benefits, specifically, you can contact UHC Customer Service at 1-888-799-7716.

Frequently Asked Questions

  • You may be using a mobile device. The size of the photo needs to be 2mb to upload successfully, so here are a couple of apps to help modify size of document below: 

  • Are you currently insured through an employer group policy (through your parents or your own employer) or an individual policy?  
     
  • Does your plan cover non-emergency services in the Belmont University area?  
     
  • Does your current plan have a deductible that you have the financial resources to pay if medical services are needed? 

Go to www.studentcenter.uhcsr.com/belmont to click the “Enroll Now” link.

This confirms your enrollment in the student health insurance plan and the premium will remain on your student account.  

You will have the opportunity to waive the student insurance plan during designated dates. To do so, visit www.studentcenter.uhcsr.com/belmont. You will need specific information about your current coverage and be required to upload your insurance ID card.  

If you have not completed a waiver by the deadline, you will be enrolled in the student insurance plan, and the premium amount will remain on your student account. 

You must answer affirmative to all the questions, if this is the correct response, for the waiver to be approved. You only get one additional attempt to waive coverage. 

Your information may not be added to the UHC portal. Please contact studentinsurance@belmont.edu with a screenshot explaining the error as well as your BUID, and someone will add your information to the portal. 

We may need to verify the email address on file. Please contact waiververification@uhcsr.com.

You need to complete the waiver processinits entirety. If the action is not completed, then charges will apply. 

You will receive an email to your Belmont email address with the results of your waiver.

Yes, your request is handled on an individual basis. Contact Belmont Central for assistance.  

Yes, in some situations. Once open enrollment has closed, students are required to complete a QLE (Qualifying Life Event) form and submit via email to studentinsurance@belmont.edu

This plan covers you fully in the United States and coverage while traveling abroad.  

If the student adding dependents is already enrolled in the Belmont UHC plan, dependents can be added. See brochure for UHC website for details.

Once approved, coverage will be loaded into our system and backdated to the beginning of the period (annual, semester, etc.). Students will receive their Welcome and ID Card notification email the second business day after coverage is approved.